aryanti: Xmoneta fiat and cryptocurrency with the opportunity to exchange and transfer in the application

Our goal is to shape the future of the messaging industry

and bring dreams into reality.

Universal application, featuring messaging, social network and banking technologies. This all-in-one app allows its user to do multiple things: talk with friends, buy goods in the e-shops, listen music, read books, book different services and so on. What is more important, you can use this application as the wallet to hold your money. It is available both for fiat and cryptocurrency with the opportunity to exchange and transfer within the application.

Unlike other similar projects (like CoinSpark, for example), our target audience is much wider than experienced users, who already know about cryptocurrency. Our goal is to involve everyone into Ethereum world, whether companies, experienced cryptoanarchist or just casual smartphone users – everyone is welcome! Our application is supposed to be easy, user-friendly all-in-one crypto-messenger for the general public.

The mission of Xmoneta

In the plans for the future, there is creating completely decentralized autonomous ecosystem, that unites all the participant of financial market. We see the future, where people can consume, create and regulate distributed services and products in one decentralized Messenger Bank, where all the processes are based on smart-contracts.

Xmoneta Messenger

Tired from the old-fashioned trends, promoted by banks and global corporations, we decided to choose another path. Path of the Future, free of the mass surveillance, control over your thoughts, finances, and life.Our goal is to create a user-friendly, comfortable and secure platform for communication, trading, advertising, and buying.The new application will be based on Blockchain technology and will give users opportunity to chat, send messages, make the orders, buy goods, trade with people and hold money. Everything within only one app. That’s how Xmoneta was born.

Explore the secure browsing

You won’t need to worry about your privacy. Xmoneta features the system, which makes all messages encrypted and unavailable for the third parties. The same comes to transactions of funds. We provide the opportunity for safe and secure commerce. Both individuals and businesses have the opportunity to join the Xmoneta financial processes, sell and buy cryptocurrencies, manage your money and feel safe.

Xmoneta Wallet

Our goal is to manage all the possible tokens within one wallet, without installing different apps for each digital currency. You can hold both digital and traditional money in Xmoneta wallet. All the new Blockchain tokens are automatically detected by the wallet and immediately integrated in it. You can create deposits on the blockchain, transfer cryptocurrencies and money to each other on the VISA/MasterCard and/or the crypto-wallets.

Decentralized market

Xmoneta marketplace is the most comfortable way for user to purchase products and pay for them. It also a great place for trading, selling goods and promote your services. All the e-shop goods are categorized and can be rated by users, which makes our market maximum clear, honest and open. Thanks to the all-in-one system, the customer can use Xmoneta wallet to pay for products. Xmoneta shop is an absolutely autonomous market, which does not need any external sources for existence.

Xmoneta Monetization

Commission from interbank transfers, • Commission from Transfers of cryptocurrency inside the e-Chat wallet, FREE transfers to XMN, • Commissions for transfers of international and national payment systems (Visa, MasterCard, China UnionPay, American Express, etc.), • Commission from donations, used by our bloggers and other creative personalities, • Cash backs from purchases made on our marketplace, circulation of cryptocurrency within the messenger, • Cash back from offline and online stores for each purchase using the application, • Commission from paid chats and adwertisment.

Universal application

Our goal is creating the universal application that gives its users opportunity to do multiple things together with communication. With Xmoneta it is possible to talk with friends, buy different stuff in the e-shops, listen music, read books, order food, taxi and so on. What is more important, you can use your messenger as the wallet for multiple types of currency. We see the future, where people can consume, create and regulate distributed services and products in one decentralized Messenger Bank, where all the processes are based on smart-contracts.

Xmoneta Bank

Every Xmoneta user can use his or her bank accounts (IBAN, debit cards etc.), exchange currencies and pay with them. Our bank supports traditional fiat currencies together with crypto ones like Bitcoin, DASH, NEM, ERC20 and so on. Besides payments and transfers, Xmoneta Bank offers to the partners multiple investment services. If you need funds for different corporative projects, we will be glad to help you! Xmoneta Bank uses all the modern banking and Internet-of-things technologies. We strictly follow all the security standards. Due to Blockchain technologies, we can be sure that all your data is reliably protected.

Structure